Consumer Loans

APR Repayment Term
Auto Loans Rate includes .50% bundle discount. Credit restrictions apply. Rates and terms are subject to change at anytime. Rate is determined by individual credit history and repayment term. As low as 2.24% Up to 72 months Apply Now
Boat, Motorcycle or ATV Actual rate is determined by individual credit history and repayment term. Credit restrictions apply. Rates are subject to change at anytime without notice. As low as 3.99% Up to 60 Months Apply Now
Recreational Vehicles Rate is determined by individual credit history and repayment term. Credit restrictions apply. Rates are subject to change at anytime without notice. As low as 3.99% Up to 72 Months Apply Now
Airplane Loan Rate is good as of 3/9/17. Actual rate is determined by repayment term and individual credit history. Max loan amount of $75,000. Up to 75% loan to value. Credit restrictions apply. Rates are subject to change at anytime. As low as 5.99% Up to 72 Months Apply Now
Quick Loan Rate is determined by credit history. Other restrictions apply. Credit Union membership required with a minimum $25.00 share account. No application fee. No application fee. No annual fee. No interest is charged until you use the funds. As low as 9.99% Various terms available Apply Now
Firm Foundation Loan Borrow up to $1,000. Credit restrictions apply. 9.99% 12 Months Apply Now
7-4-7 Loan Credit restrictions apply. Rates and terms are subject to change at anytime. 7.00% Up to 48 Months Apply Now
Storm Shelter Loan Credit restrictions apply. Max loan amount of $5,000. 2.99% 36 Months Apply Now

Visa® Credit Cards

APR Repayment Term
Platinum Visa® Credit Card Credit restrictions apply. As low as 7.99% Apply Now
Gold Visa® Credit Card Credit restrictions apply. As low as 11.99% Apply Now
Classic Visa® Credit Card Credit restrictions apply. As low as 13.90% Apply Now
Cash Back Visa® Credit Card Credit restrictions apply. As low as 16.99% Apply Now
Share Secured Visa® Credit Card Credit restrictions apply. As low as 5.99% Apply Now

Visa Terms and Conditions

Deposits

Balance Requirements Dividend Rate APY
Regular Share Savings Annual percentage yield. Rate as of 8/1/17 and subject to change at anytime. $25.00 Minimum .05% .05%
CertifiKID of Deposit - 12 Months Annual percentage yield. Rates subject to change at anytime. Up to $2,000 in total deposits can be made during the term of the CD on this product only. A penalty may be imposed for early withdrawal. Annual percentage yield. Rate as of 8/1/17 and subject to change at anytime. $100 .70% .70%
Optimum Checking When qualifications are met. For balances over $40,000, the rate is .05% APY. Annual percentage yield. Rate as of 8/1/17 and subject to change at anytime. Up to $40,000 1.49% 1.50%
3 Month CD Annual percentage yield. Rate as of 8/1/17 and subject to change at anytime. $1,000 .35% .35%
6 Month CD Annual percentage yield. Rate as of 8/1/17 and subject to change at anytime. $1,000 .60% .60%
7-12 Month CD Annual percentage yield. Rate as of 8/1/17 and subject to change at anytime. $1,000 .70% .70%
13-23 Month CD Annual percentage yield. Rate as of 8/1/17 and subject to change at anytime. $500 .75% .75%
24-35 Month CD Annual percentage yield. Rate as of 8/1/17 and subject to change at anytime. $500 1.05% 1.05%
36-47 Month CD Annual percentage yield. Rate as of 8/1/17 and subject to change at anytime. $500 1.25% 1.26%
48-60 Month CD Annual percentage yield. Rate as of 8/1/17 and is subject to change at anytime. $500 1.60% 1.61%
Money Market Tier 1 Annual percentage yield. Rate as of 8/1/17 and subject to change at anytime. If the balance drops below $2,500, the rate will default to .05% APY. $2,500-$24,999 .25% .25%
Money Market Tier 2 Annual percentage yield. Rate as of 8/1/17 and subject to change at anytime. $25,000-$49,999 .30% .30%
Money Market Tier 3 Annual percentage yield. Rate as of 8/1/17 and subject to change at anytime. $50,000-$99,999 .35% .35%
Money Market Tier 4 Annual percentage yield. Rate as of 8/1/17 and subject to change at anytime. $100,000 and up .40% .40%