You have your auto loan, now it's time to make sure you protect it. True Sky offers a number of services to ensure you get the most value. 

Accidental Death & Dismemberment Insurance

Most of us have a plan for the future, or a vision of what we want it to be. But no one can anticipate all the obstacles ahead or the risks to our loved ones. Accidental Death & Dismemberment (AD&D) insurance offers you the opportunity to plan for an unseen future, ensuring peace of mind for you and your family.

True Sky Credit Union provides a complimentary $2,000 AD&D benefit to all members, 18 and older. Enrollment is easy and you will never be billed for this complimentary coverage. The True Sky Credit Union AD&D plan provides worldwide coverage 24 hours a day, on and off the job, protecting against loss of life, dismemberment, disappearance, or exposure that is the result of a covered accident. As a member, you also have the opportunity to secure as much as $500,000 of additional coverage with expanded benefits at exceptional group rates.

Please don’t let your plans for your family be left to chance. Secure your future by enrolling online now.

GAP Insurance

Designed for all drivers who finance new or used autos, this product offers protection if your vehicle is stolen or totaled in an accident. It covers the difference between your insurance settlement and loan payoff amount. Also includes:

  • Personal ID Restoration Consulting – Helps benefit holder to recover name and/or rightful credit history in the event the member has been a victim of fraud/identity theft. Call Center Consultants provide forms and will walk you through how to complete information and submit to appropriate parties.
  • Warranty Registration Service – A convenience service that provides access to website where you can store all warranty and/or protection product registration information in one single location.

Collateral Protection Insurance (CPI)

Also referred to as force-placed insurance, insures property held as collateral for loans made by lending institutions. Upon signing a loan agreement, the borrower agrees to purchase and maintain full coverage insurance which includes comprehensive and collision for said collateral, and lists the lending institution as the lienholder. If the borrower fails to purchase such coverage, the lender adds CPI to protect said collateral.

State National can be contacted by calling 877.633.1614.

Mechanical Breakdown Insurance (Extended Warranty)

In the event your vehicle has mechanical issues, this product can be used to help you get it in working order. This insurance is more affordable than the products you might find at the dealership.

Payment Protection

If you experience an unexpected life event that impacts your income, payment protection can help. Choices include life, disability and unemployment protection.

Hospital Accident Protection

Hospital Accident Protection (HAP) was created to protect individuals and families in the event that they are sent to the hospital as the result of an accident. HAP benefits are paid in cash directly to the individual credit union member or family of credit union member. Hospital Accident Protection is a supplement above and beyond regular health insurance. HAP protects members if they’re hospitalized for a covered accident by paying:

  • Emergency Room Visit – $100 per accident
  • Hospital Confinement – $400 per day
  • Intensive Care Confinement – $800 per day
  • Accidental Death – up to $5,000

HAP offers Individual coverage for as low as 17.95/month and Family Coverage for $30.40/month. Call Toll Free 1-866-304-3301.

Mortgage Payment Protection

Protect your home and family against the unexpected. When you have mortgage payment protection, your mortgage payment will be made in the case of death, disability or involuntary unemployment. 

Visit for a personal quote.