Featured Rates

  • Auto Loans

    Rate (% APR) As low as 2.99%
    Repayment Term Up to 78 months
    Repayment Example 78 monthly payments of $14.12 for each $1,000 borrowed.
    Apply Now
    Credit restrictions apply. Rates and terms are subject to change at anytime. Rate is determined by individual credit history and repayment term.
  • 7-4-7 Loan

    Rate (% APR) 7.00%
    Repayment Term Up to 48 Months
    Repayment Example 48 monthly payments of $23.95 per $1,000 borrowed.
    Apply Now
    Credit restrictions apply. Rates and terms are subject to change at anytime.
  • Optimum Checking

    Rate (% APY) 1.50%
    Dividend Rate 1.49%
    Balance Requirements Up to $40,000
    When qualifications are met. For balances over $40,000, the rate is .05% APY. Annual percentage yield. Rate as of 4/1/17 and subject to change at anytime.

What's Happening

  • Membership is Easy

    Those who live or work in eligible counties around the OKC metro area can apply.

  • Free Credit Score Analysis

    Get one-on-one advice on how to improve your score.

  • Low Rates, Flexible Terms

    Browse our loans, apply online and get your answer fast.

Learn More About Membership


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  • 90 Days No Payments is Back!

    It's back! If you're financing a new or used Auto with True Sky, you can get the first 90 days without making any payments! Ask for details today. Credit restrictions apply. Interest will continue to accrue. May/will affect GAP coverage.

  • True Sky Now Offering Jumbo Loans

    If you're looking for a mortgage loan outside the conforming limit, contact True Sky CU today. Loans for up to $1 million are now available! Contact Real Estate at 405.682.1990 x3907.


  • “True Sky is about as good as it gets with banking.”Eduard M.
  • “The big banks do not get personal with you, True Sky CU does. It really is a caring resource to its valued members.”Carol L.
  • “True Sky CU has taken very good care of my money from my first starter home to my dream home. I trust them with my money.”Barbara G.
  • “There is no better group of people on the planet to do your banking with!”Benjamin H.
  • “After 35 years, you are still my first choice for auto loans, home loans and everyday banking. It is wonderful to be able to trust the institution that handles your financial matters. ”Denise L.
  • “True Sky has helped me since I was 15 years old. It was great knowing that they were going to walk me through every step along the way and nothing has changed since then.”Allyson R.
  • “Walked with me, supported me, guided me to build excellent credit.”James M.
  • “Been my financial services provider for over 30 years. Feels like small town banking in the big city! ”Linda L.
  • “I can't say enough good things about the help your staff provided; thank you so much.”Di H.
  • “True Sky has been my bank for 20+ years and I have always received excellent service. ”Valerie H.
  • “I have banked at True Sky for well over thirty years. I appreciate the personal service and the invaluable help of the people. I'm grateful that even though I live in another state, I still bank at True Sky. ”Curtiss M.